Photobucket

12/16/2007

Download a Free Trial Copy of NCSS. Comprehensive and User-Friendly. Integrated Excel Add-In Statistical tests and diagrams

12/18/2007

Over 50 years of accurate, speedy, and affordable metal analysis. Dedicated Analytical Solutions for chemical analysis from Foss

12/16/2007

Mini-Gold spot trading, 24 hour 200:1 leverage, No Commissions. Two "Backdoor" Plays Ready to Soar. Get Your Free Investment Report.

12/16/2007

Ironman punya keunikan dalam warna dan tampilan. Beda dengan Robocop jauh lebih canggih dan lebih berfantasy... Saya mau koleksi…

12/14/2007

Gambar 1/2 manusia 1/2 kucing ditambah tatoo diseluruh badan menjadikan dia benar-benar 1/2 gila. Gigi manusia ini sudah berbentuk…

12/14/2007

Coba tebak berapa ukuran babi raksasa ini? berapa kilogram beratnya? Ukuran kepalanya saja mungkin sudah seberat 5 manusia. Babi…

12/18/2007

Serangan Jantung dan kebiasaan Minum Air Panas / hangat.... Artikel ini berguna untuk semua. Bukan saja anjuran meminum air…

12/16/2007

Foto wanita tercantik tercantik sejagat planet dan woowww... coba perhatikan!!.. Tapi kenyataannya dia memang menang dalam kompetisi.. Woow... So cute…

12/16/2007

Artis sinetron punya keunikan dalam warna dan tampilan. Beda dengan penyanyi jauh lebih canggih dan lebih berfantasy... Saya mau koleksi…

12/16/2007

Gambar atau foto ini adalah gambar helm Ironman dalam versi 3D. Film akan diputar pada pertengahan tahun depan (2008).…

12/14/2007

Gambar 1/2 manusia 1/2 kucing ditambah tatoo diseluruh badan menjadikan dia benar-benar 1/2 gila. Gigi manusia ini sudah berbentuk…

12/14/2007

Coba tebak berapa ukuran babi raksasa ini? berapa kilogram beratnya? Ukuran kepalanya saja mungkin sudah seberat 5 manusia. Babi…

12/18/2007

Serangan panas dan sembriwing.... Artikel ini berguna untuk semua. Bukan saja anjuran meminum air…

12/16/2007

Gambar cewe tercantik sejagat Asia Raya menurut saya sih.. Tapi kenyataannya dia memang menang dalam kompetisi.. Woow... So cute…

12/16/2007

Ironman punya keunikan dalam warna dan tampilan. Beda dengan Robocop jauh lebih canggih dan lebih berfantasy... Saya mau koleksi…

12/16/2007

Gambar atau foto ini adalah gambar helm Ironman dalam versi 3D. Film akan diputar pada pertengahan tahun depan (2008).…

12/14/2007

Gambar 1/2 manusia 1/2 kucing ditambah tatoo diseluruh badan menjadikan dia benar-benar 1/2 gila. Gigi manusia ini sudah berbentuk…

12/14/2007

Coba tebak berapa ukuran babi raksasa ini? berapa kilogram beratnya? Ukuran kepalanya saja mungkin sudah seberat 5 manusia. Babi…

12/18/2007

Serangan Jantung dan kebiasaan Minum Air Panas / hangat.... Artikel ini berguna untuk semua. Bukan saja anjuran meminum air…

12/16/2007

Gambar cewe tercantik sejagat Asia Raya menurut saya sih.. Hot..hot.. wow..wow... gila..busett.... Woow... So cute…

12/16/2007

Fantastic 4 punya keunikan dalam warna dan tampilan. Beda dengan girl powernya fs jauh lebih canggih dan lebih berfantasy... Saya mau koleksi…

12/16/2007

Gambar atau foto ini adalah gambar helm Ironman dalam versi 3D. Film akan diputar pada pertengahan tahun depan (2008).…

12/14/2007

Gambar 1/2 manusia 1/2 kucing ditambah tatoo diseluruh badan menjadikan dia benar-benar 1/2 gila. Gigi manusia ini sudah berbentuk…

12/14/2007

Coba tebak berapa ukuran babi raksasa ini? berapa kilogram beratnya? Ukuran kepalanya saja mungkin sudah seberat 5 manusia. Babi…

Jumat, 25 Januari 2008

Re: {Brainstormers -CA} privatre insurance companies

Dear Rambhai,
 
I am fully agree with you. There is no 100 % surety of investments
in private mutual funds. We should first clarify before clients that
theire money may be lost if they invest in the funds which are
related to share market. If the clients are do not willing to take any risk
they should not invest in private mutual funds.
 
Regards,
CA Jaysukh T.Mehta

 
On 1/25/08, ramauditor1 <ramauditor1@yahoo.co.uk> wrote:

Dear Friends

We have been advising our clients to invest u/sec 80C to claim the tax
benefit.

They in turn invest in as many MNC insurance companies as available.
We too do it to plaese our friends.

These companies come with a very tall promise of even awarding ten to
fifteen times the investment in a few years' time. They also promise
about an expert fund manager of their reputed organisation - whose
face will never be known to us ( forget his efficiency)

By experience of the last four to five years - all of you / us must
have observed that our investment certainly do not fetch anything -
apart from being exposed to the risk of share market fluctuation / crash.

The agent advisor is a character who will be seen by or heard by you
only the subsequent year. Or your insurance company will write to you
stating that your advisor will hence forth be XYZ and his or her phone
no. is so and so. This advisor will never pick your call too.

The Companies' customer care will not record your actual complaint -
because any complaint against the company cannot be recorded by them.
( I learnt it from Max New York and ICICI Prudential)

Summing it up -

We are investing in face less organisations and hence the assurance on
even the death benefit to the nominee may be uncertain;

The fund value never increases as promised - apart from standard risk
(leave alone the specific percentage you lose to the Insurer annually)

In this case, are we safe in trusting these companies?

Are we advising our clients to lose 100% money in the name of saving
30% of it?

I feel that it is safe and steady to invest in LIC like companies
where there is a Govt Assurance behind and that they are at least
proven to be decent.

Even depositing in Nationalised Banks blocking the money for a few
years u/sec 80 C is sure to have a confirmed return.

ALTERNATIVELY, THE GOVT CAN INCLUDE INDRA VIKAS PATRA U/SEC 80 C WITH
A LESSER RETURN BEING PROMISED.

Please note that there is no Insurance Agent in my family and that I
am starting this topic unbiased.

The agonies faced by many of our CA brethren and their clients may be
posted on this forum to open up our minds for a suitable advice to our
clients and our family members.

REMEMBER YOU ARE GETTING CLOSER TO MARCH. AN ILL ADVICE MAY NOW BE
PREVENTED IF YOU FIND THESE MNC'S FACELESS.

Thanks and regards

Ramkumar Srinivasan


__._,_.___
CHARTERED ACCOUNTANT INDIA AMRESH VASHISHT, DISCLAIMER
"The answer(s)/advice(s) on this Group web-site are the personal opinions of the members who sent those messages. They may/or may not be based on  research(s)/opinion(s) on the fact(s) provided to the Group in the said  query, and any advice tendered here is subject to the accuracy of the  description of facts, proposed transactions, and their purpose and
whether they constitute a complete and accurate disclosure of all
relevant fact(s), and provided the proposed transaction(s) is completed
in the stated manner. The Group Owner/Moderator and/or the group
member(s) do not even imply the accuracy or value of any advice
submitted by its member(s) and are not liable for any damages or costs,
if any, suffered through the acceptance or putting into operation either
the whole or part of any advice so tendered on the group-site. If you
have any question(s), please do not hesitate to seek clarification(s)
Here"
Recent Activity
Visit Your Group
Yahoo! Finance

It's Now Personal

Guides, news,

advice & more.

Need traffic?

Drive customers

With search ads

on Yahoo!

Improvement Zone

on Yahoo! Groups

Find groups about

New Year's goals.

.

__,_._,___

Tidak ada komentar: